TORONTO — Ontario's new auto insurance rules are now in effect offering drivers the option of saving money on premiums, but that comes with the risk of lacking coverage when they need it.

If you’re a young driver living in Toronto, Canada, you might find car insurance premiums so absurdly high that owning a vehicle starts to feel pointless. It’s often far cheaper to rely on public ...

Non-motorists with no disability insurance from their employers risk relying on modest government benefits if severely injured ...